Experience Success.

We are not revolutionizing banking, we’re humanizing it. scroll down to products and services section

BASICS

Start with the basics

Ready for a more rewarding financial journey? From direct deposit to opening an account, your first step begins here.

Opening an Account in Person

Stop by one of our convenient locations and begin banking with Macatawa. You only need to meet a few basic qualifications to get started.

View our locations

Opening an Online Account

Ready to open an online account? You only need to meet a few basic qualifications to get started.

Apply online now

Depositing Digitally

Make deposits with your smartphone. Simply snap a picture of the front and back of your check, hit send, and you’re in business.

Learn more about depositing digitally

Direct Deposit

Save your company time and money by having your paycheck deposited directly into a savings or checking account.

Learn more about our accounts
PAY

Spend with confidence

Whether it’s paying bills or splurging on shoes, discover solutions ranging from checking to digital payments to overdraft protection.

Checking

Our lineup of checking options comes full of perks instead of hassles, including personal Online Banking, ATM card, and a free rewards debit card. 

Learn more about our perks

Pay Digitally

If you’re enrolled in Online Banking, you’ll find Bill Pay to be an easy way to manage your payments. 

Learn more about Bill Pay

Identity Theft

Address identity theft from every possible angle. Choose from our full suite of fraud protection services.

Learn more about fraud protection

Protection from Overdrafts

Rest a little easier with protection ranging from Standard Coverage to Overdraft Privilege. 

Learn more about overdraft protection
PLAN

Plans that pay off

Whether it’s a savings account, an HSA, or wealth management, give your money a game plan.

Basic Saving

You’ve got financial goals. We’ve got ways to help you reach them. For basic savings and investing, you’ve come to the right place. 

Learn more about basic savings

Managing Wealth

You’re wealth is worthy of a strategic plan. Maximize your long-term assets with our team of experts.

Learn more about managing your wealth

Financial Planning

Approachable and highly knowledgeable, our advisers are here to guide you through a world of investment possibilities.

Learn more about financial planning

Personal Service

From paying bills to planning for the future, we put a friendly face on your banking experience. 

Learn more about personal services
BORROW

Take the burden out of borrowing.

Fund your dreams without losing any sleep in the process. For a home, a car or…you name it, see what’s possible.

Mortgage

Whether it’s a fixed rate loan, an ARM, or a construction loan, we can help finance your future. 

Learn more about mortgage financing

Auto Loan

Ride in style, instead of cramping it, with financing that’s in line with your budget.

Learn more about auto loans

Home Equity

Borrowing against the value of your home has its advantages. Let our experts explain them all.

Learn more about home equity

Credit Card

Is it time to be rewarded, or time to pay down your other credit card balances? We offer a range of options in step with the way you live. 

Learn more about our credit cards

Let's talk scroll down to form section

We're happy to help.

Looking for answers? Need some sound advice? Want to talk over your financial options? Fill out the form below and we'll be in touch.   * = Required field.

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Find a location near you scroll down to locations section

Conveniently located around your life.

Stop by one of our locations and add a few friendly faces to your banking experience.